A) Tata AIG Life Accidental Death Benefit (ADB) RIDER (UIN 110C003V01)

1. It is non-participating supplementary contract.

2. Premiums are payable until the insured reaches age 70, the maturity of the basic policy or death of the insured whichever is earlier.

3. Sum assured is payable upon accidental death of the insured before the insured reaches age 70 or before the expiry of the basic policy, whichever is earlier.

B) Tata AIG Life Accidental Death & Dismemberment (Long Scale) Rider (UIN – 110C004V01)

1. It is non-participating supplementary contract.

2. Premiums are payable until the insured reaches age 70, the maturity of the basic policy or death of the insured whichever is earlier.

3. Sum assured is payable upon accidental death of the insured before expiry of the basic policy. Provides additional benefits in case of dismemberment, loss of sight, speech and hearing resulting from accident.

C) Tata AIG Life Critical Illness (Lump Sum Benefit) Rider (UIN 110C012V01)

1. It is non-participating supplementary contract.

2. Premiums are payable until the insured reaches age 65, the maturity of the basic policy, diagnosis of any of the critical illness or performance of any of the covered surgeries or death of the insured whichever is earlier.

3. Sum assured of the rider is payable upon the Insured’s survival for a period of at least thirty days following diagnosis of any of the critical illnesses or performance of any of the covered surgeries. The basic policy remains in force, unaffected after such a claim payment.

4. This rider covers the following Critical Illnesses and Surgeries: (a) Cancer (b) Stroke (c) Heart Attack (d) Coronary Bypass Graft Surgery (e) Kidney Failure (f) Recipient of Major Organ Transplant like Heart, Lung, Liver, Kidney or Pancreas or Bone Marrow Transplant