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Rider Information A) Tata AIG
Life Accidental Death Benefit (ADB) RIDER (UIN
110C003V01)
1. It is non-participating supplementary contract. 2. Premiums are payable until the insured reaches age 70, the
maturity of the basic policy or death of the insured whichever is earlier. 3. Sum assured is payable upon accidental death of the insured
before the insured reaches age 70 or before the expiry of the basic policy,
whichever is earlier.
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B) Tata AIG Life Accidental Death &
Dismemberment (Long Scale) Rider (UIN 110C004V01) 1. It is non-participating supplementary contract. 2. Premiums are payable until the insured reaches age 70, the
maturity of the basic policy or death of the insured whichever is earlier. 3. Sum assured is payable upon accidental death of the insured
before expiry of the basic policy. Provides additional benefits in
case of dismemberment, loss of sight, speech and hearing resulting from
accident.
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C) Tata AIG Life Critical Illness (Lumpsum Benefit) Rider (UIN 110C012V01) 1. It is non-participating supplementary contract. 2. Premiums are payable until the insured reaches age 65, the
maturity of the basic policy, diagnosis of any of
the critical illness or performance of any of the covered surgeries or death
of the insured whichever is earlier. 3. Sum assured of the rider is payable upon the Insureds
survival for a period of at least thirty days following diagnosis of any of the
critical illnesses or performance of any of the covered surgeries. The basic
policy remains in force, unaffected after such a claim payment. 4. This rider covers the following Critical Illnesses and
Surgeries: (a)Cancer (b)Stroke (c)Heart Attack (d)Coronary Bypass Graft
Surgery (e)Kidney Failure (f) Recipient of Major Organ Transplant like Heart,
Lung, Liver, Kidney or Pancreas or Bone Marrow Transplant
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D) Tata AIG Life Family Income Benefit (FIB) Rider
(UIN
110A019V01) 1. It is non-participating supplementary contract. 2. Premiums are payable until the insured reaches age 65, the
maturity of the basic policy or death of the insured whichever is earlier. 3. On death of the insured during the term of the policy, 1% of
the FIB Rider Sum Assured shall be paid every month for 100 months or till
the end of policy term whichever is earlier, provided the rider cover is in
force, to the nominee 4. On occurrence of total permanent disability of the life
insured during the term of the policy, 1% of the FIB Rider Sum Assured shall
be paid every month for 100 months or till the end of policy term whichever
is earlier provided the rider cover is in force, to the policyholder 5. Death after disability: In case of death of the insured
during the period in which monthly FIB benefit (for disability) is being paid
to the policyholder, the balance of the remaining benefit would continue to
be paid, but now to the nominee.
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