• Sum Assured is payable on death during the accumulation stage or on vesting age.
• A guaranteed 10% addition to the sum assured payable at the time of your death or vesting age if your policy has been in force for 10 years.
• A Reversionary bonus declared from the 5th policy anniversary and credited on each policy anniversary.
• A Terminal bonus is payable at the time of retirement or death (policy must be in force for a minimum 10 years).
• A maximum of one-third of your accumulated sum assured at vesting age can be commuted. The remaining can be used purchase an annuity that pays a monthly pension for the rest of your (or your beneficiary’s) life.

Tax Benefits, Riders and Age Eligibility

• The lump sum paid upon on retirement or death is tax-free.
• Premiums paid under this plan are eligible for tax benefits under Section 80CCC of the Income Tax Act, 1961*.
• Accident, Term and Critical Illness riders are available for added protection.
• Policy is available for persons between 18 and 55 years of age.